Insurance Company in El Paso
When you’re looking for an El Paso insurance company that helps you protect what matters most, Advantage Insurance Agency Inc is here to provide you with reliable, comprehensive coverage tailored to your needs.
With us, you never have to choose between manageable premiums and adequate insurance coverage. With our extensive list of carriers, we can find the perfect policy that fits your budget while ensuring you’re fully protected. Let us help you secure the peace of mind you deserve.
Call (915) 855-2996 now to learn more about what our insurance agents can do for you.
Speak With Our Insurance Agents NowWhat Does Homeowners’ Insurance Cover?
Homeowners insurance typically covers a range of protections for your home and personal property, as well as liability coverage.
Typically, your standard homeowners’ insurance plan will cover:
- Dwelling coverage: This protects the structure of your home, including walls, roof, and built-in appliances, against risks like fire, windstorms, hail, and vandalism. It also includes coverage for attached structures like a garage or deck.
- Personal property coverage: If your personal belongings, such as furniture, electronics, and clothing, are damaged, destroyed, or stolen, your insurance will cover the costs.
- Liability protection: If someone is injured on your property or you accidentally cause damage to someone else’s property, liability protection can help cover legal fees and medical expenses. It also includes coverage if you are sued for damages.
- Additional living expenses (ALE): ALE helps pay for temporary living costs, such as hotel bills, restaurant meals, and other expenses if a storm or disaster renders your home uninhabitable.
Does Home Insurance Cover Theft Outside of Your Home?
Most homeowners’ insurance policies do cover theft outside of the home under the Personal Property Coverage section. This means that if your belongings are stolen while away from home—such as from your car, while on vacation, or even from a hotel room—your homeowners’ insurance may reimburse you for the loss.
That said, the amount you can claim for theft outside the home might be limited to a certain percentage of your total personal property coverage.
Advantage Insurance Agency Inc’s Insurance Services
We encourage you to reach out to our insurance agents when you need to procure any of the following:
- Car insurance
- Home insurance
- Commercial insurance
- Senior life insurance
- Business liability insurance
- Medicare Advantage and Medicare supplemental insurance
- …and more
What Determines Your Auto Insurance Rates?
Your auto insurance rates are primarily determined by your driving record, age, vehicle type, and location. A clean driving history, driving a safe vehicle, and living in a low-risk area can lead to lower premiums, while factors like being a young driver or owning an expensive car can increase costs.
Surprisingly, your credit score sometimes plays a significant role in determining your rates, as some insurers often view a higher credit score as an indicator of financial responsibility.
Procure Your Personalized Insurance Policy Today
With the help of Advantage Insurance Agency Inc’s insurance agents, it won’t be long before you have coverage with manageable premiums, customized terms, and protection that extends to your home, your vehicle, and everywhere in between. Call us at (915) 855-2996 to schedule your in-depth insurance consultation.